SmartBizCalc

What should you charge as a freelancer?

Enter your target income and expenses to find the minimum hourly rate you need to charge to actually hit your goals.

Desired annual take-home income (after taxes)

Annual business expenses (software, equipment, insurance, etc.)

Estimated tax rate (%)

Billable hours per week (realistic, not total work hours)

Weeks worked per year (subtract vacation and downtime)

Fill in your numbers above to see your minimum rate.

Your minimum viable rate

Billable hours/year

Revenue needed (gross)

Minimum hourly rate
To hit your take-home goal

Suggested rate (+20% buffer)

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